Your future ICBC, car collision, and catastrophic/chronic injury rights.

The future for you car collision and personal injury rights is not dead.

Certainly, ICBC’s unjust and unfair no-fault insurance policy remains as alive in BC as the alliteration in the title: it’s in your face, and ad-nauseum.

Things can change, however, in October 2024. No-fault can be voided and BC can balance protecting your injury rights while keeping car insurance costs low.

BC can balance protecting your catastrophic or chronic injuries/impairments rights & keeping insurance costs much lower than they are now.

This does however leave some questions. For example, what would BC define as “catastrophic” or “chronic”? While we cannot be certain, we can look to other provinces (e.g., Ontario) and how they define such terms. The Injury Lawyers of Ontario, for example, write: “[a] catastrophic injury is generally defined as severe injury to the brain, spine or spinal cord, and may also involve fractures of the skull or spinal column. Catastrophic injuries can result directly from violent trauma in an accident, or indirectly from complications associated with the original injury”.

In other words: A catastrophic injury is typically characterized by severe damage to the brain, spine, or spinal cord, and may also include fractures of the skull or vertebrae. These injuries can occur as a direct result of traumatic accidents or indirectly due to complications stemming from the initial injury.

Catastrophic injuries are severe damage or impairment to your body, bones, person, or life.

It all depends on the outcome on October 19, 2024.

Go out. Support the injured. Keep insurers accountable. Fight for your rights. Lower car insurance costs. And, let’s limit ICBC’s unjust and unfair monopoly.

If you need more information about your rights, email me at: vsm@vicmaan.com OR fill out the form below: